However, all the above factors are not so easy, so many mortgage borrowers also fall into the group of those who struck creditomania.
In any case, until he attains the age of majority. Actually the problem is only in that the borrower did not pay attention on such an important point or didn't understand it. Unfortunately, justice is not a legal concept that what is called "the matter will not sew." Another example is when a borrower cannot demand cancellation of the contract, although such a desire it occurs and relates to floating interest rates. Refinancing, or refinancing, is a procedure in which the borrower takes a new loan and expense extinguishes the old. This is a fairly new service, so it is provided not in all banks, so will have to try. But when the inheritance is passive part sometimes plays the most active role. According to financial analysts, the borrower will have more chances of getting a mortgage loan for the purchase of suburban real estate, in that case, if he is made as the collateral in its main housing in the city. Such is the irony. Moreover, you can cancel the contract before receiving the money.
Financial institution, in turn, may be a kind of indicator of the reliability of the developer, because of serious financial institutions are ready to cooperate only with honest, reputable and successful construction companies.
However, should not be confused incomplete payment of borrowed funds with a single payment, which is still practiced by some banks. The court stood on your side, he must be a good reason. According to financial analysts, the borrower will have more chances of getting a mortgage loan for the purchase of suburban real estate, in that case, if he is made as the collateral in its main housing in the city. The Bank approves his application, but includes in the credit agreement a lump sum payment for the issuance of money. For example, a borrower wants to take a Bank of 100 thousand rubles. The Bank, in which you arrange a loan initially, you will not be able to prevent it, so as to extinguish the credit ahead of schedule is not prohibited. When it comes to the apartment bought on a mortgage, the heirs to repay the loan jointly, in proportion to the share they received. In the future, referring any difficulties or shocks is that not every borrower is able to repay such an expensive mortgage loan, which leads to the fact that borrowers start to rush, trying to refinance the loan or to change bought on credit "square meters" for cheaper housing. That is, the borrower will have to pay 10 Grand to get funds.
However, if you are not satisfied with the terms of the loan, you don't have to go to court and terminate the contract, in order to improve them.
From Wikipedia, the free encyclopedia