However, all the above factors are not so easy, so many mortgage borrowers also fall into the group of those who struck creditomania. But when the inheritance is passive part sometimes plays the most active role. In General, termination of contract by the borrower, the procedure is quite complicated, the success of such initiatives rarely end. For example, if representatives of the credit institution's opinion, the loan was obtained by fraud, and they can prove it in court, the borrower may be required to pay the full amount of the debt immediately. Usually the initiators of termination by banks.
In any case, until he attains the age of majority. Actually the problem is only in that the borrower did not pay attention on such an important point or didn't understand it. Unfortunately, justice is not a legal concept that what is called "the matter will not sew." Another example is when a borrower cannot demand cancellation of the contract, although such a desire it occurs and relates to floating interest rates.
Financial institution, in turn, may be a kind of indicator of the reliability of the developer, because of serious financial institutions are ready to cooperate only with honest, reputable and successful construction companies. In the most positive of intentions they are trying to buy on credit, the maximum available for housing, choosing a more prestigious area. The non-payment of debt, late payments can be a substantial reason for the cancellation of the credit agreement. it can change throughout the term of payment more than once. Attentively read the contract, the borrower may not pay attention to the fact that the rate at which he pays the loan, not a fixed and floating, i.e. Moreover, you can cancel the contract before receiving the money. Also do not forget about such a delicate moment, as the Statute of limitations. Again, this is entirely the fault of the client, so with such a claim in court you can not even walk, he'll stand on the side of the Bank. In the most positive of intentions they are trying to buy on credit, the maximum available for housing, choosing a more prestigious area.